Spain

Mortgages available on mainland Spain and the Spanish islands

Loans available

• Loans available for purchase of investment properties
• Re-mortgage and equity release available
• Non-status mortgages are not available

Types of mortgages available

• Capital & Interest
• Interest-only
• Fixed Rates

Loan to Value

• Upto 95%LTV available
• Upto 80%LTV available for Re-mortgage/Equity Release

Interest Rates

• Available from 4%
  Please contact Prash Setty – Country Manager for more information

Currencies Available

• Euro, Swiss Franc, Sterling, USD and many more available

Maximum Term & Maximum Age:

• 30 years (not more than 80 year old at maturity)

Prepayment Penalties:

• From 0% - 2% depending on mortgage terms

General Documentation Required:

• Latest Bank Statements
• Payslips (Employed)
• Latest P60 (Employed)
• 2 Years audited accounts (Self-Employed)
• Copies of passports
• Proof of address (i.e. utility bill)

General costs to consider:

• Bank Arrangement Fee: 1% however, this does depend on the banks
• FREE ILLUSTRATIVE QUOTATIONS
• Fidentia Group Administration Fee: £249