Fidentia currency exchange services for property overseas

<body> <table border="0" cellpadding="15" cellspacing="0" width="100%"> <tr> <td> <h1>Currency Exchange</h1> <p><b>The Fidentia currency exchange service is set so any <br> currency can be exchanged at very competitive rates <br> with no transfer charges. We work with a plc ensuring<br> security of funds at all times. This is a dedicated service<br> for Fidentia clients with forward contracts available.</b></p> <p class="subhead"><span lang="EN-US">How can Fidentia save me money?</span></p> <p style="line-height:140%"> <span lang="EN-US" style="font-size:10.0pt; line-height:140%;font-family:Arial;color:#333333">Fidentia prides itself on being able to source the best rates of exchange through its foreign currency partner for all foreign currencies, which in the majority of instances, are not surpassed by any bank or institution offering commercial rates.</span></p> <p style="line-height:140%"> <span lang="EN-US" style="font-size:10.0pt; line-height:140%;font-family:Arial;color:#333333">As an example, on 18th July 2006, a major high street bank was offering a client an exchange rate of 1.4250 for the purchase of 320,000 Euros. On the same day our foreign currency partner gave the client an exchange rate of 1.45 which saved the client £3,871.74 (1.75%). </span></p> <p style="line-height:140%"> <span lang="EN-US" style="font-size:10.0pt; line-height:140%;font-family:Arial;color:#333333">Please note that savings available in specific individual cases will be governed by the prevailing market rate at the time of any executed trade. </span></p> <p class="subhead"><span lang="EN-US">Can I fix my foreign exchange rate now and pay for it later?</span></p> <p style="line-height:140%"> <span lang="EN-US" style="font-size:10.0pt; line-height:140%;font-family:Arial;color:#333333">Yes. This is known as "Forward" buying whereby you fix your foreign exchange rate in a specified amount today and elect a date in the future where you would take delivery of your currency. Your elected date can be anything from 1 week to 4 years in advance from the actual date of your order. When buying currency in this way, a margin payment of between 3% and 10% is required at all times (depending on the length of the forward contract) and you must pay the remaining balance of your Forward contract(s) 5 days before the contract maturity date. </span> </p> <p class="subhead"><span lang="EN-US">What are the key benefits of working with Fidentia’s foreign currency partner? </span></p> <p style="line-height:140%"> <span lang="EN-US" style="font-size:10.0pt; line-height:140%;font-family:Arial;color:#333333">We realise you have a choice of foreign exchange companies, that's why Fidentia’s foreign currency partner prides itself on being the only company to offer a guarantee not to be beaten on price or service. </span></p> <table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" id="table1"> <tr> <td colspan="2" style="padding:0cm 0cm 0cm 0cm"> <p style="line-height:140%"> <span lang="EN-US"> They also offer:</span></td> </tr> <tr> <td style="padding:0cm 0cm 0cm 0cm"> <p class="MsoNormal" style="line-height:140%"> <img border="0" src="images/dot.gif" width="14" height="14"></td> <td style="padding:0cm 0cm 0cm 0cm"> <p style="line-height:140%"> <span lang="EN-US"> Online registration process</span></td> </tr> <tr> <td style="padding:0cm 0cm 0cm 0cm"> <p class="MsoNormal" style="line-height:140%"> <img border="0" src="images/dot.gif" width="14" height="14"></td> <td style="padding:0cm 0cm 0cm 0cm"> <p style="line-height:140%"> <span lang="EN-US"> Completely free service; no transfer fees or commission</span></td> </tr> <tr> <td style="padding:0cm 0cm 0cm 0cm"> <p class="MsoNormal" style="line-height:140%"> <img border="0" src="images/dot.gif" width="14" height="14"></td> <td style="padding:0cm 0cm 0cm 0cm"> <p style="line-height:140%"> <span lang="EN-US"> Fixed rates for dates in the future</span></td> </tr> <tr> <td style="padding:0cm 0cm 0cm 0cm"> <p class="MsoNormal" style="line-height:140%"> <img border="0" src="images/dot.gif" width="14" height="14"></td> <td style="padding:0cm 0cm 0cm 0cm"> <p style="line-height:140%"> <span lang="EN-US"> Track the status of your trades online</span></td> </tr> <tr> <td style="padding:0cm 0cm 0cm 0cm"> <p class="MsoNormal" style="line-height:140%"> <img border="0" src="images/dot.gif" width="14" height="14"></td> <td style="padding:0cm 0cm 0cm 0cm"> <p style="line-height:140%"> <span lang="en-us">24-hour, 7 day a week information desk</span></td> </tr> </table> <p class="subhead"><span lang="EN-US">How do I trade once I have been registered?</span></p> <p style="line-height:140%"> <span lang="EN-US" style="font-size:10.0pt; line-height:140%;font-family:Arial;color:#333333">It's up to you. You can telephone your Personal Account Manager as many times a day to obtain a foreign exchange rate or you can place an order so that when the market hits that rate your Personal Account Manager can either call you or execute your instruction - whatever suits you.</span></p> <p class="subhead"><span lang="EN-US">How do I pay for and how do I receive my foreign currency?</span></p> <p style="line-height:140%"> <span lang="EN-US" style="font-size:10.0pt; line-height:140%;font-family:Arial;color:#333333">You may pay by Telegraphic Transfer (sometimes referred to as a "CHAPS" payment) which normally guarantees that your transfer will reach our account on the same day. This method is recommended to avoid any delay in the delivery of your funds. You could also make a BACS transfer, which can take up to three working days to reach our account. Finally, you could pay by cheque, this method would obviously delay proceeding by 5 working days to allow for the clearance of funds and the postal system. All payment procedures are explained to you in more detail prior to securing a rate. <br> Your currency will be transferred to the account you elect on the maturity date specified in your foreign exchange Contract.</span></p> <p style="line-height:140%"> <a href="exhibitions.htm">Overseas property purchase mortgage and home loan legal advisory service</a></td> </tr> </table> </body>