British Virgin Islands

Includes Caribbean Residential property

Loans available for the majority of Nationalities for either House Purchase or re-financing for Home Improvement purposes only.

Type of Loan: Repayment Mortgage only

Minimum: $250,000 loan (except Trinidad & Tobago - minimum $150,000) with no maximum, subject to 75% of valuation (75% LTV) although maximum LTV % varies from by Island

Proof of Income: It is a requirement in all cases that borrowers are able to provide proof of income. The definition of income may vary from one lender to the next, but generally comprises earned income, pension, rental income and investment income. Each lender may have a different approach in making allowance for a particular type of income, when they establish the maximum loan available for a borrower.

Non-status loans are not available at this stage.

Term: up to 15 years - up to borrower being age 65

Currency: US Dollars & domestic currency